Welcome to the eBanking Pilot

Establishing cross-border online eBanking services using eID


The aim of e-Banking is to demonstrate how traceability in European financial business can be improved. Furthermore, the pilot will show how STORK 2.0 may help to increase work and life place mobility of citizens in Europe by giving them easy access to essential services such as opening a new bank account across borders online. The pilot helps to meet the needs of SMEs with cross-border activities in Europe. Last but not least, by including further attributes the STORK 2.0-Banking pilot increases transparency and security in cross-border banking by legal entities.

STORK 2.0 integrated services

  • Supported countries: Austria, Italy, Slovenia
  • Remark: No demo! Applications forms submitted through this application are send to the bank directly and will cause further actions.
  • For logging in to a bank account a the minimum requirement for credentials is QAA 3.
  • For opening a bank account the minimum requirement for credentials is QAA 4, as one needs to sign some of the required documents.
  • Supported countries: Austria, Iceland, (Estonia, Spain, Slovenia, Italy, Switzerland can log in and fill out information but at the moment they can not sign documents)
  • Remark: the opening account procedure is currently a demonstration.
  • Supported countries: Austria
  • Countries to be supported soon: Iceland, Italy, Slovenia
  • Remark: the opening account procedure is currently a demonstration.
  • The pilot enables Austrian citizens to use STORK 2.0 to issue e-invoices to Public Payment Administration of Slovenia using eNvoices service.
  • Supported countries for issuing e-invoices: Austria.
  • Preconditions:
  • procurator of an Austrian company.
  • be authorized to sign terms and agreements on behalf of Austrian company.
  • Before performing your test, make sure you fulfill the following requirements:
  • You have an eID from a Member State who acts as Identity Provider to STORK2.0
  • An active email account


Before accessing a service, you should read the service walkthrough and check that you have the required prerequisites - in particular, make sure that your home country is among those served.


Opening a cross border bank account

This pilot will provide a simple, transparent and cross-border operational way to enable EU citizens and businesses to register online with a bank (i.e. open an account) in an EU country they do not live or reside in permanently.

Logging onto the e-Banking platform

This pilot will provide additional attributes to the eID, so the bank can have trustable information on the person acting on behalf of the company. A legal or a natural person from an EU country will be able to log into the e-banking platform of a different country.

eInvoicing validation

The pilot will enable cross-border e-Invoicing using STORK to validate the authenticity of the cross-border messages exchanged between businesses, in the objective to boost trustworthiness of the e-Invoice delivery process.

Goals of the pilot

The pilot is aimed at:

  • Establishing a range of cross-border online banking services supporting national eIDs, hence broadening eID acceptance within the European Union.
  • Enabling businesses and citizens to establish bank accounts and manage mandates electronically across Europe thus supporting the creation of the digital single market.

User Groups

Citizens, businesses and banks are the main groups of users that will benefit from e-banking pilot.

  • Citizens will be able to open an account or log into an existing account across Europe and beyond borders.
  • Businesses will be able to administer their accounts and use the e-Invoice service in a cross border environment.
  • Banks will be able to identify their customers, legal or natural persons even acting “on behalf of” another natural or legal person.


The pilot is expected to:

  • Empower citizens and businesses to establish bank accounts and manage mandates electronically, across EU and associated countries’ borders, by supporting the creation of a digital single market and enhancing workplace mobility of citizens and companies in Europe.
  • Become a valuable supporting tool to enhance European financial services with cross-border electronic authentication and contribute to a single banking market.


ARGE-STORK, Austria | Ministry of Interior of Czech Republic | CZ.NIC z.s.p.o, Czech Republic | Hellenic Ministry of Administrative Reform and e-Governance, Greece | University of the Aegean, Greece | Advania HF, Iceland | ABI Lab, Italy | Ministry of the Interior of the Republic of Lithuania | Agência para a Modernizaçao Administrativa, Portugal | Multicert, Portugal | SIBS, Sociedade Interbancária de Serviços, S.A, Portugal | Ministry of Public Administration of the Republic of Slovenia | SETCCE, Slovenia | Berner Fachhochschule, Switzerland | Yorkshire Authentication Provision Ltd, United Kingdom | DatenTechnik Innovation GmbH, Austria